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Terms of Service

Plain language. No surprises.

Open source license

Open Accountant is released under the MIT License. You are free to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the software.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.

Marketplace and skills

The Open Accountant Skill Marketplace offers paid skills that extend the CLI's capabilities. By purchasing a skill:

  • →You receive a license key valid for the purchased duration (typically annual)
  • →Skills are delivered as code that runs locally on your machine
  • →Skills may be updated during your license period at no additional cost
  • →License keys are validated via Polar.sh — one key per user
  • →Skills Pack subscribers receive access to all current and future skills

Payment terms

Polar.sh subscriptions

Paid skills and the Skills Pack are billed through Polar.sh. Subscriptions renew automatically unless cancelled. Cancellations take effect at the end of the current billing period. Refunds are handled per Polar.sh's refund policy.

x402 micropayments

Individual skill invocations may be purchased via x402 micropayments. These are one-time, per-use charges processed at the HTTP protocol level. No recurring billing. Charges are final — usage-based payments are non-refundable.

No warranty

Open Accountant is open-source software provided as-is. We make no guarantees about:

  • !Accuracy of AI-generated categorizations or recommendations
  • !Suitability for tax preparation, legal compliance, or financial planning
  • !Uninterrupted availability of the marketplace or paid services
  • !Compatibility with all bank statement formats or financial institutions

Open Accountant is a tool for personal financial awareness, not professional financial advice. Always consult a qualified accountant or financial advisor for important financial decisions.

Your responsibilities

  • →You are responsible for the security of your local data and machine
  • →You are responsible for verifying AI-generated outputs before acting on them
  • →You agree not to use Open Accountant for illegal activities
  • →You agree not to distribute paid skills without a valid license

Questions

Open an issue on GitHub or reach out via the repository's discussion board.

Last updated: March 2026