Open Accountant vs Mint
Mint shut down in 2024.
Quick Facts
- Their price
- Discontinued
- Our price
- Free + skills from $0.05
- Free tier
- No vs Yes (always)
- Open source
- No vs Yes (MIT)
- Local-first
- No vs Yes
Feature comparison
Mint
Wilson
Open source
Local-first / runs offline
AI-powered insights
Bank sync
Free tier
Tax preparation skills
CLI interface
Still available
Mobile app
Data ownership/export
Where Mint wins
Being honest about competitor strengths.
- +Was free and accessible to millions of users for over 15 years
- +Pioneered automatic bank sync and transaction categorization for consumers
- +Created the category of consumer personal finance apps
- +Had the largest user base in personal finance history at its peak
Where Open Accountant wins
What Mint doesn't offer.
- ✓Shut down in March 2024 by Intuit after years of neglect
- ✓Users migrated to Credit Karma, an ad-supported product focused on selling financial products
- ✓Transaction data and history were difficult or impossible to fully export
- ✓Ad-supported model meant your financial data was used for targeting
- ✓Categorization accuracy degraded significantly in final years
- ✓No longer available — this is a discontinued product
Who should switch
Former Mint users who are unhappy with Credit Karma, anyone who wants a free finance tool without being shown ads or financial product recommendations, users who want more intelligence than Mint ever offered, and privacy-conscious people who do not want their financial data in a company cloud.
Who should stay with Mint
Users who were already happy with Credit Karma and do not need a dedicated finance management tool, and anyone who specifically wants a visual mobile-first dashboard experience (Monarch Money is the closest Mint replacement in that regard).
Open Accountant vs Mint — FAQ
Intuit shut down Mint in March 2024 after years of declining investment. Users were migrated to Credit Karma, a free service that generates revenue by recommending financial products (credit cards, loans, insurance) based on your financial data. Credit Karma is not a personal finance management tool in the way Mint was.
The leading Mint replacements are Monarch Money ($99.99/yr), YNAB ($109/yr), and Copilot Money ($95/yr) — but none are free. Open Accountant is a genuinely free, open-source alternative with AI-powered categorization, spending analysis, and actionable financial workflows. It keeps your data on your machine instead of in a company cloud.
Open Accountant shares some of what made Mint popular — free to use, automatic transaction categorization, spending summaries — but goes much further. It runs locally for complete privacy, uses AI that can execute workflows like tax preparation and subscription auditing, and is open source so you can verify exactly what it does with your data. It is not a visual dashboard like Mint was; it is a CLI-first AI bookkeeper.
If you exported your Mint transactions before the shutdown (or if Credit Karma allows export), you can import the CSV into Open Accountant. The import tool auto-detects common CSV formats and will categorize your historical transactions using AI.
Monarch Money is a polished dashboard that closely replicates the Mint experience — but it costs $99.99/yr and stores all your data in the cloud. Open Accountant is free, keeps your data on your machine, and adds AI capabilities Mint never had — like tax preparation, subscription auditing, and proactive financial insights. If you valued Mint being free and want more intelligence, Open Accountant is worth trying.
Switch from Mint
Install Wilson in 30 seconds. Import your data. Keep everything local.
$ curl -fsSL https://openaccountant.ai/install.sh | sh